Thursday, May 28, 2009
B-Money is looking forward to participating in the Relay for Life this Saturday night on the campus of Sussex County Community College. Right now, things are going well in terms of my gym work which I have been staying on top of. While I am lifting weights, albeit lightly at the moment, I am also conditioning my body by doing fat burning exercises on the stepper. Last night on the stepper, I burnt a total of 556 calories stepping a total of 6.3 miles in 50 minutes. That’s pretty good stamina and fitness on my behalf and it’s only going to get better. This is only the beginning. I am getting fine tuned and ready, mentally as well as physically, for what I expect to be a tremendous summer. I’ve been springing into summer the right way baby! As a Retro Fitness member, you could definitely say that I’ve been RETRO-ACTIVE! The point of the entire game is to put the work in if you want to play. Here’s a random thought: Why the hell do I hit amber traffic lights 90% of the time I come to a traffic light? This happens literally 90% of the time – can someone please explain this to me???????? LOL.
Tuesday, May 26, 2009
On Friday June 5, we'll be making a hotly anticipated return to Joey Harrison's Surf Club, where I hope to enjoy a couple of drinks out back by the beach as well as the beautiful eye candy that will be strutting through the place. As we all know, I'm not too shabby myself. I'm tall, soon to be dark, and always handsome. LOL. Along with those features, I am also more physically fit now than ever, so we'll see how well that serves me on the upcoming beach weekend. Certainly June 21 is the official start of the summer, but we all know that summer is already here for the most part.
Saturday morning we will be taking a day trip to Wildwood, where we'll spend some time on the boardwalk and perhaps even some of the rides in the amusement park section of the boardwalk. One of my main objectives is just to get outside, get down to the shore where my heart is, and work on my sun tan as well as enjoying the terrific company I surround myself with as well as showing off my more physically fit body. Don't get me wrong folks; it's a far cry from what I want it to look like. However, I've also made some progress from what it once appeared to be. Surf Club, Wildwood, beach, tanning, swimming, gorgeous tits and ass, I say "Bring it on baby! I will take it ALL!!!!!"
Overall this should be a fun occasion, as Mike will also be participating with me along with Beanie. We'll be setting up a tent to camp out in as we take turns walking laps around the track on campus throughout the night. Hopefully the weather is up to par; the forecast is calling for yet another beautiful weekend much like the Memorial Day weekend we had. How was Memorial Day for everyone? Mine was low key at best, but there's always a quiet before the big storm. This weekend will be the relay for life.
The following weekend, June 5-6, a number of us will be down in Lavallette for the weekend at Mike's shore house enjoying yet another fun filled weekend of leisure activities as we ring in the summer. More on the upcoming Lavallette weekend in the following post.
Friday, May 22, 2009
Sunday, May 17, 2009
Saturday, May 16, 2009
I am thankful for a number of certain factors as well as achievements in my life that are being utilized to reshape my means of living on a day to day basis. At this time, I would just like to go over some of those factors and achievements.
Once again discussing the recent completion of my credit card and auto insurance payments, I am going to sound like a broken record and I realize that, but that's why this is the BLOG OF BRYAN! Much of my content, however, is informative, insightful, comical, noteworthy, and nostalgic, so there is a little bit of something for everyone on here. Family and friends as well as loyal Blog of Bryan readers should feel fortunate to read the latest and greatest about B-Money as well as his ideas, thoughts, and philosophies. In the words of Maximus (played by Russell Crowe) in Gladiator, "Are you not entertained? Are you not entertained???? Is this not why you are here????"
Basically I am happy that I have taken responsibility and significantly altered my monthly income and expenses for the better. No more credit card debt. No more auto insurance bills until January 2010. No more expensive T-Mobile bills. I claimed I would make all of those things a reality and I did just that, so that makes me happy. Eliminating my credit card debt and paying off my auto insurance policy for the year is only the beginning of reaching the level I wish to reach in my day to day life. Call it a financial day to day makeover of life if you will. As I said before, the more debt that I rid myself of, the more money I get put away in the bank. That is one of my main goals at this time.
I am thankful for my new Verizon Wireless cellphone plan, as well as this beautiful Samsung Alias that I am now using to make calls and do several other things that its many features allow me to do. As a Verizon subscriber whose friends are mainly comprised of fellow Verizon subscribers, I am delighted that my monthly charges are now going to be significantly reduced. With the unlimited text messaging as well as the Verizon mobile to mobile, I can speak to my Verizon subscribing friends whenever I want for as long as I want. I can text anybody with as many texts as I want. The whole plan makes my life much easier. I'm happy to be employed.
I'm thrilled that Barack Obama is the President of the United States. This is a president who has granted me, as well as 95% of working citizens of this country, a tax cut. This is a president who goes public in prime time press conferences and outlines what his plans are, what he intends to do, and tells us how he is going to do it. Power to Barack!
Having taken a couple of days off from the gym, I will be returning to Retro tomorrow evening to fit in a workout that will likely include chest, cardio, and abs. My body needed a couple days of rest after burning an excessive amount of calories last week, but tomorrow night I will be back on that grind. To quote what I had said in a post at the start of the year, physical attractiveness as well as banking money and staying smart are the names of B-Money's game - and I must put the necessary work in if I want to play that game! B-Money is slowly reaching the top of his game baby.
Once I get this body up to par and continue to maintain my money game, there is going to be absolutely no turning back. I will definitely be ready for the boardwalk as well as bars like Joey Harrison's Surf Club and Hemingways this summer. I am always ready for those gorgeous girls showing off their beautifully shaped bodies on the beach. This summer is going to be a little different though, because this summer the king will be strutting his own temple of a body with a swagger that says "B-Money has arrived." Ohhhhhhhhhhhhhhhh KIIIID. I'm feeling the upcoming summer of 2009!
I am a wealthy person, who is not yet financially opulent or filthy rich. When I say I'm wealthy, I mean in terms of my social life and how I spend leisure with close friends of mine. It is a social wealth, but there is also the financial wealth that I seek with determination. That takes strategy. That requires a certain degree of aptitude and sense of responsibility of how one deals with their money. Not only their money, but their DEBT.
Browsing around on the Internet this morning, I came across a Marketwatch article that made a lot of sense and serves as a blueprint that many folks should try to follow. In order to attain financial wealth, or at least financial stability, one must truly pay one's self and pay pay off one's debt at the same time. The less you owe creditors, the more you can save for yourself. In the words of Marketwatch journalist Chuck Jaffe, "Save more, spend less, and work off debt." In previous years, I never used to be so financially conscious, but I believe it is incumbent on me to heed the advise that the Jaffe's article preaches because it makes sense.
Some of you folks who are reading this right now might be inclined to say, "Duh, that's common sense you idiot!" Well if its such common sense, why haven't more people in this country followed through on the blueprint and gotten themselves out of the debt that they are in? Because its common sense that is way too easy to comprehend, but not quite so easy to follow. Many of the folks walking around in stores and markets have wondering eyes that are greater than their budgets! Their eyes instantly spot products and goods that scream "Buy me! Buy me! Buy me!" Certainly it is nice to treat yourself to luxuries, but in this day and age when we're going through a recession and a time of economic uncertainty, it behooves you to know your spending limits.
President Barack Obama even spoke at a town hall meeting in New Mexico a couple days ago, declaring that "enough is enough" in regards to credit card companies raising interest rates and charging excessive fees for outstanding balances. Thankfully, I recently chose not to be a part of the credit card mayhem that Obama spoke of in New Mexico on Thursday. Such practices on the part of the credit card companies have grown increasingly problematic throughout this deep recession. This makes it even more difficult for people to pay their way out of credit card debt.
I must honestly say out of relief, it felt sensational to pay off my Capital One credit card debt. Paying $305 of my auto insurance balance last weekend was also a tremendous feeling of achievement. Whenever I complete this blog post, I will proudly pay the remaining $95 of the balance and not have to worry about paying for my auto insurance until January! Trust me, it's a fabulous feeling. Clearly I do not make the most money, but I am growing wise in terms of how I save it, spend it, invest it, and move it around.
Ladies and gentlemen, family, friends, and fans:
I choose to be a wealthy young man from all fronts who is filthy rich.
Friday, May 15, 2009
Well it's been about a week since you have heard anything or read anything from me, so what exactly is the latest and greatest with the great B-Money???
Yet another weekend has graced us with its presence, so I am pretty happy about that. Lately I've been laying low just trying to get myself situated with certain matters in my life, but rest assured B-Money has been on the grind in more ways than one! On Monday of last week, I finally made a much anticipated return to the gym. Not just a return to the gym, but a return to a new gym with a new membership and brand new vision.
I am now a proud member of Retro Fitness, which is a pleasant and reasonably priced gym with a movie theater room that shows random motion pictures and contains steppers, exercise bikes, and treadmills for cardio. They promote workouts with more positive experiences. There is also a bar up front where members can sit down and enjoy a protein shake at the end of a work out. Throughout the week I have been doing workouts for different part of the body, in an attempt to work out the kinks of a body that has been idle and inactive from a fitness standpoint.
On Wednesday and Thursday, I actually went twice a day - once in the morning for cardio and once at night for lifting. Mind, body, and soul all the way baby! If you want to be the champion, then you must work like a champion as well as think like a champion. With summer right around the corner as well as the much-anticipated wedding in which I am one of the groomsmen in August, B-Money needs to get this body up to par. I am a brainiac with a sharp mind and I could certainly use a sharp and chiseled looking body to compliment it!
Slowly but surely, I am cleaning up my finances rather nicely. As you all know, I finally put my Capital One to rest last weekend by paying off the entire balance. No more Capital One. Tomorrow afternoon when my paycheck from today clears in my checking account, I will also be paying remainder of my balance - $95 - with NJM, at which point my auto insurance policy can go rest in peace with my Capital One - at least until January 2010 which is still thankfully six months away.
Tomorrow afternoon, after my check clears and I pay the remaining balance of my auto insurance bill, I will probably go to a Verizon Wireless store to sign up for a cellular plan with them. After speaking with a T-Mobile customer service representative earlier this week, I discovered that my contract has expired. Being that most of my close friends and acquaintances also have Verizon cell phone plans, my contract expiration with T-Mobile was terrific news in the sense that I do not pay any potential cancellation fees for opting out of my contract and I can start a cheaper and more convenient plan with Verizon and still retain my current phone number. For approximately $60, I am choosing the 400 minute plan with unlimited texting as well as free nights and weekends. Ladies and gentlemen, my transition from T-Mobile to Verizon has been long over due. I am tired of paying astronomically high cell phone bills each month.
To sum up my current status I have been on the grind and out of the public's eye for the most part, but do not misconstrue or misinterpret what the upcoming months have in store for B-Money and company. Summer, many outstanding summer nights and weekends, and a wedding are down the road and I am looking forward to every single bit of it. Through mind, body, and soul, I just want to be ready for it all and ready to enjoy every moment. That's about it for now. Have a nice night and a lovely weekend. Blog you later!
Saturday, May 09, 2009
Today is a day that I will remember for a very long time. I have finally paid off my entire Capital One credit card balance and will no longer be billed unless I spend it on anything. Barring a really dire emergency, I am not spending a single penny of that credit card. My credit score and history need warrant significant improvement, so that is why I paid the entire balance. No more credit card bills. YESSSS!!! *****applause*****
For the past six months, I have also been working with a law firm to help repair my credit history, so I am definitely on the right path to my own economic recovery and prosperity.There's even a possibility that I will have it chopped up so I can't use it anymore. Earlier this afternoon, I also paid my T-Mobile cellular bill that is due on May 14, but I will be calling their 800 number on Monday to cancel out of my contract and start a new cellular contract with Verizon. Yes I realize I should have done this a long time ago, but one must crawl before one walks and one must also realize when they're being billed way more than they should. I am very proud of myself today for having paid off all of these bills, as I firmly believe this is going to be of service to me in my plans for long term financial growth.
I have also paid $305 towards my auto insurance bill and I only have $95 (yes I said 95!) left to pay for the remainder of the year. What can I say? It comes with having a pristine clean driving record. Clearly I'm not a moron who drives drunk and incurs D.U.I charges. Clearly I have been driving for over ten years and never come close to getting into an accident. I am a damn good driver as well as a responsible human being who is fortunate enough to be a member - in my fourth year - of a terrific, second-to-none auto insurance company!! The remaining $95 will be paid after I deposit the pay check I am going to receive on Friday.
That's why I'm B-Money, ladies and gentlemen. Many of you wonder why I rightfully have the nickname???? Because the name of my game is to pay as little as possible and make as much as possible. That is the key to financial prosperity. Minimize your bills and maximize your income. People often go by what a given individual earns or what he or she is worth. Forget about worth. It is not about what you're worth. It is all about what you have and what you can afford. Always remember my slogan; if you can't B-Money then you just can't be serious!
I also want to wish all of the mothers a Happy Mother's Day!
B-Money's Saturday morning ramblings: Lavallette June 5-6, my newly acquired taste for tea, and blows delivered by bitter right-wing blowjobs!
What's good ladies and gentlemen, family friends and fans? This is your boy B-Money following up with an update. We're itching closer and closer to the summer now. There will be another KDP get together down in Lavallette at Mike's shore house on the weekend of June 5-6. Knowing that summer is right around the corner, I certainly can not wait for that weekend to get here. That should be an outstanding weekend; it will serve as a worthy summer-approaching sequel to the recession proof celebration of life that we all had back in March.
Throughout the work week my taste for tea has evolved risen to the forefront, as I have been enjoying delicious hot cups of Cinnamon Stick flavored Tea from Bigelow, as a hiatus from the coffee. The tea works just as effectively, and it's healthier, so the substitution is satisfying! With the help of just a little pinch of sugar, that tea has what it takes to get me wired in the morning. Usually I will have two cups a day, drinking one in the morning and one in the afternoon after lunch. Love it!
Right wings continue to take stabs at the democratic party, continuously displaying their bitterness over the fact that the political governance of our country is no longer working in their favor. Earlier today I posted a status message on facebook, which happens to be a quote by Elizabeth Cady Stanto. The quote reads, "Come, come, my conservative friends, wipe the dew off your spectacles, and see that the world is moving." The extreme right winged conservative, who is more or less an acquaintance of mine, hastily replied, "the world is moving, but you have fallen off the train." Ouch! Just a little bitter, wouldn't you say?
Fact of the matter is, those who are logical enough to put aside the Fox News goggles are realistic in their understanding of the time President Obama might need to jump start the economy and manage the two wars we're in. Economic recovery remains the primary issue 110 days into this administration. If I learned anything from the eight year Bush administration, it's that you can fall when apathy causes you to take your eye off the ball, and there will not always be something or someone to catch you when the White House is comprised of retards. It is about time we have someone with the integrity, competence, and political acumen that President Obama has thus far exhibited.
For years we have allowed businesses to maintain their greedy and incompetent ways by rewarding the failure of their traders [AIG for example] with millions of dollars in bonus checks. Republicans and livid that the government is now taking the necessary steps to oversee and closely monitor the corruption that has been taking place, from businesses issuing substantially large and unjustified bonus money, to banks incompetently lending out loans to people who can not afford to pay them back. To all of you angry right-wing nut jobs out there who feel like taking stabs, we tried it your way for eight long and torturous years. We have seen how greedy corporations can be when they are not closely monitored or supervised. You like to suggest that there is a trickle down effect, but the money and perks all trickle down to the people who do not deserve it.
The bottom line is: Your way did not work. Your way failed us. Now it is time for a brand new way. Now it is time for change. That is why 52% voted in President Obama. Nonetheless, extreme conservatives will continue to watch Fox News faithfully, on their knees saying "Halo be thy Hannity", while Mr. Obama takes care of the business at hand and gives a solid and respectful effort through his administration to clean up the mess that we are now in.
Tuesday, May 05, 2009
Sometimes you have to hit the bottom before you can rise all the way to the top. Independently I am definitely up to something right now. I'm just trying to put the pieces of yet another puzzle in my life together at this time. There is not too much I can elaborate on at this time, but I do intend to rearrange my life in a way that I choose to live it. That involves eliminating and rectifying many of burdensome (mostly career) choices I have made in the past that may very well have plagued my life up to this point.
My means of accomplishing the piecing of this latest puzzle I speak of figuratively has not been all that pretty or friendly lately, but I have to crawl through shit to come out clean on the other side and see the brighter light up ahead. There are some significant changes for B-Money that lie ahead. This probably makes very little sense to all of you, but it makes perfect sense to me. Soon I will post an update that is more comprehensive and understandable to the general public.
But until then, Happy Cinco De Mayo to all.